Dog and cat dental disease can be as severe as any other illness. Pet dental insurance bad oral hygiene can cause bad breath, infection, tooth decay, and malnutrition if it isn’t treated. This is often because it can be costly to have dental treatment at the vet.
Dog and cat dental disease can be as severe as any other illness. Bad oral hygiene can cause bad breath, tooth loss, infection, malnutrition, and tooth loss if it isn’t treated. This is often because it can be costly to have dental treatment at the vet.
What is Pet Dental Insurance For Cats & Dogs?
Pet dental insurance isn’t sold separately like human healthcare. It is included as an option in most pet plans. Most cases, owners pay a monthly premium to cover their annual premium. Once they have met their deductible, they receive reimbursement for a percentage of their upfront vet costs.
What Insurance Companies Cover Dental Care?
While most pet companies offer some level of dental coverage, every plan is unique. All of the Insurance Companies that Partner with Policy Advisor offer pet dental plans, including:
- ASPCA Pet Health Insurance
- Hartville Pet Insurance
- Pet’s First Pet Insurance
- Petplan Pet Insurance
- Pets Best Pet Insurance
Why is my Dental Insurance Important?
Tufts University estimates that around 80% of dogs and 70% in cats are at risk for developing oral disease by the age of three. providers are concerned about the cost of this widespread disease at such young ages. This is why they limit or deny coverage for dental problems. They may set a maximum reimbursement rate or exclude coverage for certain treatments. Additionally, they might deny claims that are related to pre-existing conditions.
What are the Dental Procedures Covered
- There are many options for pet dental insurance that cover issues such as:
- Dental injuries (broken or chipped teeth, fractured teeth, etc.)
- Tooth extractions
- Crowns and root canals
- Gum disease (gingivitis, periodontitis).
- Stomatitis